TrueMoney on Windows Pc

TrueMoney is Thailand’s leading payment application for all mobile network users. The all-in-one app lets you securely make cashless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more!

== Instant mobile top-up ==
Top-up your TrueMove H and Dtac prepaid numbers easily anytime and anywhere.

== Digital Lending made Easy ==
Secure legal loans effortlessly with rapid approval under the supervision of Bank of Thailand.

True Money work with 2 financial institution partners to offer 3 products:

Ascend Nano, part of TrueMoney's parent company
1. Personal Loan (name: Pay Next Extra)
Type of loan: Revolving credit
Credit limit: Up to 5x of monthly income
Interest rate: 0% - 25% APR
Repayment period: up to maximum of 48 months

2. Digital Personal Loan (name: Pay Next)
Type of loan: Revolving credit
Credit limit: Up to 20,000 THB
Interest rate: 0% - 25% APR
Repayment period: up to maximum of 5 months

Kiatnakin Phatra Bank
1. Personal Loan (name: KKP Cash Now)
Type of loan: Term loan
Credit limit: Up to 5x of monthly income
Interest rate: 8.99% - 25% APR
Repayment period: minimum 24 months to maximum of 60 months

--- Example of Loan total cost and installment calculation ---

Account Summary and due dates for personal loan of Ascend Nano -
Account Statement Date: The 15th of each month
Payment Due Date: The 1st of each month

Sample Scenario - The customer received a loan amount of 10,000 THB and conducted transactions. On March 12, the customer withdrew a loan amount of 2,500 THB in cash via a transfer to their TrueMoney Wallet account and selected a repayment plan of 5 installments with an interest rate of 24% per annum.

Interest Calculation (First Installment Only) from March 12 to April 1:- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 2,500 x 24% x (20/365) = 32.88 THB
- Principal paid calculation = 530.40 - 32.88 = 497.52 THB
- Remaining principal amount = 2,500 - 497.52 = 2,002.48 THB

Interest Calculation (Second Installment Only) from April 2 to May 1:
- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 2,002.48 x 24% x (30/365) = 39.50 THB.
- Principal paid calculation = 530.40 - 39.50 = 490.90 THB.
- Remaining principal = 2,002.48 - 490.90 = 1,511.58 THB

Interest Calculation (Third Installment Only) from May 2 to Jun 1:
- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 1,511.58 x 24% x (31/365) = 30.81 THB.
- Principal paid calculation = 530.40 - 30.81 = 499.59 THB.
- Remaining principal = 1,511.58 - 499.59 = 1,011.99 THB.

Other fees for cash disbursement:
- Cash disbursement fees (TMN charge): 30- 300 THB based on cash disbursement amount

Example of disbursement fee:
- Cash disbursement amount <= 3,000 THB: Cash disbursement fees = 30 THB per transaction
- Cash disbursement amount 3,100-6,000 THB: Cash disbursement fees = 60 THB per transaction

== TrueMoney Secure ==
Pay with confidence knowing that your information is fully encrypted, secured and protected thru multiple layers of advanced security, including 24/7 real-time monitoring, face-verified technology and world-class data encryption standards

== Send & receive money with ease ==
Securely and instantly transfer money without fees between TrueMoney and enjoy convenient features such as gift envelopes, and link to pay

== Shop at 7-Eleven and other stores in Thailand and abroad without cash ==
Pay hassle-free at 7-Eleven, 7Delivery, Lotus's, and thousands of other merchants without cash
Pay in abroad at over 40 destinations. No need to exchange cash. Just open TrueMoney to pay.

== Buy games, apps, stickers, music ==
Connect your TrueMoney Wallet to the Play Store and buy apps, music, as well as buy items for all your favorite games with no fees

For any enquiries, please contact: 24/7 call-center (Tel: 1240) and in-app live chat.

TrueMoney app just got better! Update now to enjoy the latest improvements.

Required to be able to access the camera device.
Allows applications to open network sockets.
Allows access to the vibrator.
Allows an application to read the user's contacts data.
Allows applications to change Wi-Fi connectivity state.
Allows applications to access information about Wi-Fi networks.
Allows applications to access information about networks.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.
This constant was deprecated in API level 21. No longer enforced.
Allows an app to access precise location.
Allows an app to access approximate location.
Allows an application to read from external storage.
Allows applications to perform I/O operations over NFC.
Allows an application to receive the ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
Allows an application to change the Z-order of tasks.
Allows an application to write the user's contacts data.