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In the modern world, financial difficulties can arise at the most unpleasant moment. Online loans are a universal tool that allows you to quickly receive money on your card without leaving your home.

In 2024, loans on a card can be issued instantly, directly from your smartphone and on the most favorable terms.

A microloan is a financial service that is becoming increasingly popular due to the convenience and speed of processing. This platform is designed to conveniently select a loan offer and quickly conclude a transaction. Here are the best offers from reliable and well-known financial institutions.

By selecting loans online on our platform, you don’t have to worry that your personal data will end up in the hands of unscrupulous people. The service publishes offers only from trusted organizations from all over Russia that have many years of experience in issuing loans and many positive ratings from satisfied clients. Their activities are regulated by the Central Bank of the Russian Federation, and loans are issued in accordance with Federal Law.

Applying for a loan online is very simple, and the entire procedure will take no more than fifteen minutes. After concluding a transaction, you can receive money in any convenient way - to a card, bank account or e-wallet.



Advantages of applying for a loan in our service:

1. Offers only from verified and certified organizations.

2. Receive money on the day of registration.

3. All methods of money transfers.

4. Automatic microloan approval.

5. Instant consideration of the application.

6. Work around the clock without weekends and holidays.

Banks and microfinance organizations presented on the platform offer non-targeted loans - the client can receive money on the card for any purpose, without reporting to the bank about the expenditure of funds.

Working with the service is convenient and intuitive. The client only needs:

1. Select microloans;

2. Fill out the form;

3. Wait for approval and money transfer;

With this service you can forget about all the difficulties associated with lending. And also about your own financial problems. Receiving a loan completely remotely is not only convenient, but also fast.

Conditions for obtaining a loan:
The minimum repayment period is 92 days;
- The maximum repayment period is 365 days;
- The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for use per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Late penalty: 0.1% of the overdue amount per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, the information will be transferred to BKI
- Extension of the loan is possible if the lender is notified in a timely manner and interest is paid for the initial term; there are no additional fees for extending the loan

Interest rate calculation example:
- The loan amount is 20,000 rubles.
- Loan term – 100 days.
- Commission for using the loan: 0.08% per day, that is, 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month (average for 30 days).
- The total commission amount for 100 days will be 1600 rubles
- Total amount to be returned taking into account the loan amount: 21,600 rubles.
- PSK - the full cost of the loan (FLC - Full Loan Cost) as a percentage is 29.2% per annum.

Consequences of late loan repayment:
In case of failure to repay an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.

Requirements for borrowers:
- age from 18 to 65 years;
- passport of a citizen of the Russian Federation