Ekonomi Dan Keuangan Islam on Windows Pc

Islamic economics is a social science that studies people's economic problems which are inspired by Islamic values. [1] Islamic economics or a cooperative economic system is different from capitalism, socialism, or the welfare state. It differs from capitalism in that Islam opposes the exploitation by the owners of capital of the poor laborers, and prohibits the accumulation of wealth. [2] In addition, economics in the eyes of Islam is a demand for life as well as a recommendation that has dimensions of worship that are applied in ethics and morals. [3]

The difference between Islamic economics and conventional economics


The economic crisis that often occurs is suspected to be the act of the conventional economic system, which puts forward the interest system as an instrument of profit. In contrast to what the Islamic economic system offers, with its profit instrument, namely the profit sharing system.

The Islamic economic system is very different from the capitalist, socialist and communist economies. Sharia economy is also not in the middle of the three economic systems. In stark contrast to capitalists who are more individual, socialists who give almost all responsibility to their citizens as well as extreme communists [1], Islamic economics determines the forms of trade and services that can and should not be transacted [4]. Economics in Islam must be able to provide welfare for the entire community, provide a sense of justice, togetherness and kinship and be able to provide the widest possible opportunity for every business actor.
Characteristics of Islamic economics

There is little to say in the Qur'an, and only basic principles. For very precise reasons, the Qur'an and the Sunnah have a lot to say about how Muslims should behave as producers, consumers and owners of capital, but little about the economic system [5]. As stated in the discussion above, an economy in Islam must be able to provide the widest possible opportunity for every business actor. In addition, Islamic economics emphasizes four characteristics, including:

Unity (unity)
Balance (equilibrium)
Freedom (free will)
Responsibility

Humans as representatives (khalifah) of God in the world can not be individualistic, because all (wealth) on earth belongs to Allah alone, and humans are His belief on earth [2]. In carrying out its economic activities, Islam really forbids usury activities, which in terms of language means "excess" [6]. In the Qur'an surah Al Baqarah verse 275 [7] it is stated that those who eat (take) usury [8] cannot stand but are like the standing of people who are possessed by Satan because of (pressure) insane disease [9]. Their condition is because they say (think), actually buying and selling is the same as usury, even though Allah has made buying and selling legal and forbidden usury ...
The Purpose of Islamic Economics
Islamic economics has the aim of providing harmony for life in the world. Islamic values ​​are not solely for Muslim life, but for all living things on earth. The essence of the Islamic Economic process is the fulfillment of human needs based on Islamic values ​​in order to achieve religious goals (falah). Islamic economy is a blessing for all nature, which is not limited by the economy, social, culture and politics of the nation. Islamic economics is able to capture the value of the phenomenon of society so that in its journey without leaving the legal sources of Islamic economic theory, it can change.

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