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SIP Calculator on Windows Pc

Developed By: Pravin Bhosale

License: Free

Rating: 5,0/5 - 1 votes

Last Updated: April 18, 2024

Download on Windows PC

Compatible with Windows 10/11 PC & Laptop

App Details

Version 1.9
Size 3.4 MB
Release Date December 25, 23
Category Finance Apps

App Permissions:
Allows applications to open network sockets. [see more (3)]

What's New:
Issues fixes [see more]

Description from Developer:
Simple, Easy to use and Best of for calculating SIP returns and planning your SIP
Easy to use SIP calculator app that helps you calculate the expected returns on your mutual funds... [read more]

App preview ([see all 3 screenshots]  /  [view video])

App preview

About this app

On this page you can download SIP Calculator and install on Windows PC. SIP Calculator is free Finance app, developed by Pravin Bhosale. Latest version of SIP Calculator is 1.9, was released on 2023-12-25 (updated on 2024-04-18). Estimated number of the downloads is more than 5,000. Overall rating of SIP Calculator is 5,0. Generally most of the top apps on Android Store have rating of 4+. This app had been rated by 1 users, 1 users had rated it 5*, 1 users had rated it 1*.

How to install SIP Calculator on Windows?

Instruction on how to install SIP Calculator on Windows 10 Windows 11 PC & Laptop

In this post, I am going to show you how to install SIP Calculator on Windows PC by using Android App Player such as BlueStacks, LDPlayer, Nox, KOPlayer, ...

Before you start, you will need to download the APK/XAPK installer file, you can find download button on top of this page. Save it to easy-to-find location.

[Note] You can also download older versions of this app on bottom of this page.

Below you will find a detailed step-by-step guide, but I want to give you a fast overview of how it works. All you need is an emulator that will emulate an Android device on your Windows PC and then you can install applications and use it - you see you're playing it on Android, but this runs not on a smartphone or tablet, it runs on a PC.

If this doesn't work on your PC, or you cannot install, comment here and we will help you!

Step By Step Guide To Install SIP Calculator using BlueStacks

  1. Download and Install BlueStacks at: https://www.bluestacks.com. The installation procedure is quite simple. After successful installation, open the Bluestacks emulator. It may take some time to load the Bluestacks app initially. Once it is opened, you should be able to see the Home screen of Bluestacks.
  2. Open the APK/XAPK file: Double-click the APK/XAPK file to launch BlueStacks and install the application. If your APK/XAPK file doesn't automatically open BlueStacks, right-click on it and select Open with... Browse to the BlueStacks. You can also drag-and-drop the APK/XAPK file onto the BlueStacks home screen
  3. Once installed, click "SIP Calculator" icon on the home screen to start using, it'll work like a charm :D

[Note 1] For better performance and compatibility, choose BlueStacks 5 Nougat 64-bit read more

[Note 2] about Bluetooth: At the moment, support for Bluetooth is not available on BlueStacks. Hence, apps that require control of Bluetooth may not work on BlueStacks.

How to install SIP Calculator on Windows PC using NoxPlayer

  1. Download & Install NoxPlayer at: https://www.bignox.com. The installation is easy to carry out.
  2. Drag the APK/XAPK file to the NoxPlayer interface and drop it to install
  3. The installation process will take place quickly. After successful installation, you can find "SIP Calculator" on the home screen of NoxPlayer, just click to open it.

Discussion

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Simple, Easy to use and Best of for calculating SIP returns and planning your SIP
Easy to use SIP calculator app that helps you calculate the expected returns on your mutual funds for both Lumpsum and SIP.

What is SIP?

An SIP is a smart and easy way to invest in Mutual Funds. SIP allows you to invest a fixed amount on a monthly basis. It is a planned approach towards investments that helps you develop a discipline of regular investing and create more wealth over the long term.

Pros

1.Minimum Amount

A big benefit of SIPs is that it allows one to participate in the share market at very low amounts. The minimum investment amount in a systematic investment plan can be as low as 500 rupees.


2.Helps in Tax Saving

The SIP investments are liable for deductions under Section 80C of the Income Tax Act. By investing in a SIP, one can save somewhere between INR 15,000 to INR 45,000 in taxes per year.

3.Power of Compounding

One of the best benefits of SIP investment is to see the increased value and growth of your invested wealth. And, investors realises this over the long term when his/her investment period is maturing. With the invested amount increasing over time, the accumulated amount keeps on increasing and this being invested in the market would be subject to market growth and returns (refer the image below).

4.Assists in Retirement Planning

SIP invests your money in growth assets and helps you create a powerful corpus for your retirement. For instance, let’s suppose you earn INR 30,000 per month at the age of 25 and invest INR 2500 per month in a SIP, increasing it by 10% every year, your savings would be the following- At the age of 60, with the balanced return of 12% per annum, you will earn INR 4.12 crores. Therefore, when deciding how to save money for your retirement, make sure you invest in SIP.

5.Habit of Saving

Another important benefit of SIPs is that prospective investors see it as a tool that inculcates the habit of saving. With a low investment amount, systematic nature and one-time registration it becomes a method of forced saving.





Cons

These are a few major risks in a SIP, some of these are discussed below:

1.Price Risk

Sometimes your investment in a SIP can go down and you can end up with a value lower than what you invested depending on how the market behaves. The risk in SIP is however related to holding period and usually, the longer the holding period, the lower the risk. With higher holding period the probability of making profit increases.



2.Credit Risk

When the bond of a particular entity or company undergoes a downgrade by a credit rating agency, its price falls. If the price falls, this impacts the overall value of the portfolio. This is called credit risk.


3.Liquidity Risk

Usually with mutual funds, liquidity is not an issue, however, there have been periods, when there was an issue in selling securities (like bonds) and that certain mutual funds had to limit withdrawals from some schemes. The equity market is fairly liquid. However, if the sale quantity exceeds the numbers of buyers by a large amount, then this will result in an issue, hence making subsequent payouts a problem and hence liquidity risk.

4.Fund Management Risk

Another risk in SIP is that the chosen scheme may not deliver upto expectations, and performance may be much lower than expected. The Fund Manager may under-deliver on performance, and this will lead to low returns on the SIP investments.
Issues fixes
Allows applications to open network sockets.
Allows applications to access information about networks.
Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.